$terms_content = "
<h2>Terms and Conditions</h2>

<p>Welcome to JavaSMM. By using our website, you agree to follow these terms and conditions.</p>

<h3>1. Services</h3>
<p>We provide social media marketing services for various platforms. We do not guarantee exact results such as followers retention or engagement stability.</p>

<h3>2. User Responsibility</h3>
<p>You agree not to misuse our services. Any illegal activity or abuse will result in account suspension.</p>

<h3>3. Payments</h3>
<p>All payments are final. We do not allow chargebacks. Users must ensure correct details before placing orders.</p>

<h3>4. Refund Policy</h3>
<p>Refunds are only applicable if the service is not delivered. Completed orders are non-refundable.</p>

<h3>5. Account Termination</h3>
<p>We reserve the right to suspend or terminate any account without prior notice if rules are violated.</p>

<h3>6. Changes to Terms</h3>
<p>We may update these terms at any time without prior notice.</p>

<h3>7. Contact</h3>
<p>If you have any questions, please contact our support team.</p>
";